Developing e-banking services for rural India: making use of socio-technical prototypes

Yvonne Dittrich, Lakshmi Vaidyanathan, Timothy A Gonsalves, Ashok Jhunjhunwala

Research output: Conference Article in Proceeding or Book/Report chapterArticle in proceedingsResearchpeer-review


Information and Communication Technology (ICT) is one of the key enablers for including underserved communities in economic and societal development across the world. Our research analyzes several banking service projects developing technical solutions for rural India. This poster presents an experience report based on systematic debriefing of involved project leaders and initiators, triangulated with additional documentation. The concept of Socio-Technical Prototype is developed and used to show how to mitigate the challenges of ICT based banking service provision for socially constrained communities. The concept of Socio-Technical Prototype extends the notion of prototypes, as it implies a full functioning implementation of the service including all relevant stakeholders. In order to not only prototype end-user functionality but also the interaction of the solution with the specific social, technical and physical environment. The implications for software engineering in the development of such large-scale prototypes and pilots are outlined.
Original languageEnglish
Title of host publication2017 IEEE/ACM 39th International Conference on Software Engineering Companion (ICSE-C)
Number of pages3
Publication date2017
ISBN (Print)978-1-5386-1590-4
ISBN (Electronic)978-1-5386-1589-8
Publication statusPublished - 2017


  • Information and Communication Technology (ICT)
  • Socio-Technical Prototypes
  • Rural Banking Services
  • Socio-Economic Development
  • Software Engineering


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